Check's in the mail

Checking utility payments it was noticed that a certain utility had not received the last payment. The payment had been paid by check and mailed. Partly being old school, partly because online payments incur a “convenience “ fee, and partly because the only way to set up a recurring payment is to allow the utility access directly to your checking account (Not happening),

When I called to check (sorry had to) the problem, of course, I could hear the cliché of you know what being in the mail. Just as I’m sure the customer service rep could as well. But mine really was. Never missed a payment. Never had an issue, until now. All I could be told was that they didn’t receive the payment. Which is what I expected after checking the online account. What I wanted to know?  What was the problem on their end? I was told that there couldn’t be an inquiry unless the payment had been received and not applied to the account. There was no interest in recording a complaint, passing on a note to management, nothing.

I abandoned this tact and focused on the issue at hand, how to correct the missing payment. Once taken care of I thought of how this should have been handled and here we are.

If a decade's old customer called your business complaining of a lost payment, wouldn’t you want to know if there were a problem or potential problem in your accounting? Maybe not theft or misappropriation but just a systemic breakdown that could be easily fixed.

A simple record check would reveal that there has never been an issue with this client in the past. Now while there are a multitude of reasons why someone could miss a payment, someone with a sterling payment record should be given the benefit of the doubt. Depending on the size of the business it would not take long to review the procedures for handling invoices and payments.

After a thorough review, the customer should be re-contacted and informed of the findings. If no issues were found at least the assurance that the matter was taken seriously would be conveyed. The customer could then go about settling the payment.

The basis of the utilities’ investigation consisted of the customer service rep asking me what address I mailed the payment. Which was not a bad question, I guess, except that the answer was the address that is printed on the provided envelope. I was then told to check with the post office. That suggestion wasn’t even met with a reply.

I am sure lots of people try to put one over on utility companies. Rich or poor, whether you can pay or not, everyone needs power and water. Utilities have the option of turning off services for non-payment. Other businesses have usually already provided a product or service and would have to sue for remittance.  If there is a problem with the payment system the problem should not have to be solved by the customer. Even if customers have a history of non-payment complaints of accounting issues should be considered valid and investigated. Why wait until there is an embezzling problem to discover it? 

Regular reviews of systems and procedures should be conducted. Even for small businesses. Most small business operation offices are staffed with only a few people. Some employees wear more than one hat; most are trusted and well known. But therein lies the problem, sometimes. I’ve seen employees clean out smaller companies because they know the systems and where the weaknesses lie. No reviews or inspections are completed until it’s too late.

By the way, the utility apparently found the first payment and cashed it over a month after being mailed. Now I have a credit. WooHoo!

Whose problem?

One of my pet peeves is poor customer service. Not in the sense that the customer is always right, I demand satisfaction. But from a business operation standpoint of how a business handles customer service. 

When you have a problem and make contact with a company representative you don’t want to be punted down the line. The quicker resolution can be made the better for the customer and the company.

I use to believe that the person on the front lines, those dealing with the public either in person or over the phone are the face of the company. They should be able to resolve issues or know the limitations of systems. They should be trained in the issues facing the business. They are put out there by the company they should be empowered to acknowledge the problems, explain what the problems are, and be able to offer some resolution or compensation to the customer to immediately bring a conclusion. Still feel this way to a certain extent but a recent experience softened me to that point of view.

Calling a physician’s office patients are greeted with an automated system that offers several specific choices. There is no talk to a representative option. Pushing zero only causes the system to repeat itself. So, the caller is stuck with choosing one of the options. Having a non-emergency question, I chose that option. Being after closing hours I was greeted by a voicemail box instructing me how to leave a message and that someone will return my call. A message was left. Over 24 hours later no call. I call back and end up in the same voice mail. I decide to defeat the system by choosing an option that is not related to my topic but should land me with a real person. It does. Rightfully so, my issue is not their purview so I am transferred. Eventually, someone picks up.

They apologize for saying they didn’t get my original message. Wanting to make my point about their system, I explain that a message was left and after a little back and forth, I finally realize that I am speaking to a nurse that is trying to help me with my question. She has no idea how the phone system works or who even manages the system. We both apologize. Me for my gruff behavior, her for the system that she didn’t care for either.

This person is on the “front lines” in the sense that she answered the phone. But she had nothing to do with the phone system. This was an office manager’s issue. Sometimes employees are victims of the system. They have no control over it. They are put on the front lines without managerial support.

I’ve learned that empathizing with the front line employee about the issue seems to have a better effect. Engage them in a friendly manner, identify the issue and what a problem it must be for them. I usually find that they are just as frustrated with the situation as the customers. Bringing the issue to light in this manner tends to make the employee more inclined to pass on the customer’s comments to management.

While you may have issues with a sale, billing, or how you were treated you have to realize that the customer service representative is trying to help. Some may be better than others but they are trying to resolve your issue. Sometimes it is hard getting to the right person or a person for that matter. Know with whom you are speaking. Only relate the issue at hand and deal with that. You’ll probably have a much better experience than trying to force the rep to fix the system. 

Refer to the blog archive for other posts about Customer Service.